surfer asked:


We bought our house 3 yrs ago and got a mortgage just under my spouse’s name. We then added my name in the title after closing. Do I have to get my name removed from the title before we foreclose so my credit wont be affected or…do nothing since my name is not on the loan?

Amy

Pa V asked:


I plan to buy a house with the VA loan with no money down. But I also have the opportunity to make 25% down payment toward the mortgage. Is it better to buy a home with no money down with the VA loan, and let the house appreciate in value or pay the 25% down payment?

Micheal