Cheetah asked:


what does points mean when you r getting home mortgage loan, what is a good closing cost for a home value 190k ? first time home buyer some smartee please make decission for my next 30y planning..
who normaly pays closing cost?

Cindy

EDlbh asked:


I’m looking at being able to put a cash payment for 75% of a house. I really don’t want to go through all the expenses of a mortgage when I probably will be paying it off in 3 months. I was wondering if I could do a home equity loan on the property from the git go and avoid all the mortgage costs. Is this allowed? Any other suggestions?

Louis

P asked:


I lived in US for 12 years. Went outside US for 3 years. Came back to US in June 2010 and I am working as a contractor in 1099? I always had a job both in US and outside US. Now I want to buy a home in CA. I am willing to put 20% down payment. how can I get a home loan?

Holly