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  • Need a home loan but have Bad credit? what can i do?

    Posted on April 24th, 2010 admin 7 comments
    cgarcia asked:


    I have a home right now that i am buying by owner so i did not go through a bank. But i what to go though a bank now but i have bad credit my score is 511. Do you think i can get a loan? I have had this home already for 3 years i did a 15 years mortgages with this lady i want a lower interest rate? any help plzzz

    Brittany
     

    7 responses to “Need a home loan but have Bad credit? what can i do?” RSS icon

    • Roberta

      I am not sure whether I could give you the right answer. However, if you want to look further through internet, i think you can have quite some helpful info about your problem. I did some small research and found some websites for you to start with. Hope they are helpful and good luck for you!

    • Ruben

      With a 511 credit score, it is highly unlikely. You are just going to have to work on your credit score until you get it up to 620. Don’t make even a minor mistake with your current credit and you should eventually get there.

    • Jerry

      A government approved and certified lending company.This company do offer loan ranging from personal to industrial loans to interested persons or companies who are seeking financial aid at a negotiable interest rates sometimes as low as 3%.Why should you die in silence when you have an opportunity to clear your dept,start or boost your business with a loan from our company.

    • Anthony

      what ever you do do not get a loan from roseberry loans they send out a contract and once you pay them you can kiss your money good bye as i found out today infact a loan agents on here are scammers be aware dont fall into the same trap i did

    • Samuel

      Dear Valued Customer,

      I am a loan lender i give out unsecured guarantee loans to
      Business Men and women who are into Business transaction,
      automobile purchase, house purchase loan and other personal loans
      E.T.C. we give out long term loan for five to fifty years maximum with
      3% interest rate in this you can as well tell us the amount you need so
      that we will send to you the terms and condition that is if you are
      really interested in getting a loan from us, Loans are given out in
      United States Dollar the maximum I give is $500,000,000 USD and the
      minimum 1,000 USD$.OUR PACKAGES INCLUDE;

      *Home Loan
      *Auto Loan
      *Mortgage Loan
      *Business Loan
      *International Loan
      *Personal Loan I also render Collateral And Non- Collateral Loans For Your Business
      Startup.

      In acknowledgment to these details, I will send you a well calculated
      Terms and Condition which will include the agreement. Furthermore be informed that you will also need a form of Identification which can be either a Driver’s License or your working Identity card.

      If you are interested you can contact:

      Yours Sincerely,

      Hanks Walters Ph.D
      (CEO Warrent Buffet Loan Limited)

    • Sherry

      Hello Dear,
      As regards to your question, let me start by introducing myself, I am Rose Williams, six months ago my only son took ill, he was diagnosed of a heart disease, i was told by the insurance company, that my insurance won’t cover my sons medical care.

      As a mother, i was devastated, owing to the fact that i just lost my husband a few years ago, so i started looking for money, because my job was not paying enough to cover my son’s bill, i looked for help from family and friends but there was non coming, i went to the bank and was told that, they could not grant me a loan,because i had a bad credit score.
      Finally, just as i gave up hope on lenders on the Net because of scams, i met a lady chaitu from China who told me of Mr. Frank Smith, i tried him and he gave a loan for $90,000usd, today my baby boy is doing well, i am not telling you this for you to feel sorry for me, rather i am telling you so that you can help me thank him and if you are ever in need of a loan you can contact him via
      Thanks for reading my testimony, and God bless all the good people.

      Best regards,

      Mrs. Rose.

    • Danny

      Hey I know alot of people go to the banks for Home Loans or to get a 2nd loan, or equity, but my sister has her own Wholesale loan company, has been around for years, and always gets my friends and families the lowest rates and the best part is she is honest about it and tells you exactly how it will look, etc. Her name is Liz Friedman and her email is and if anyone has any questions she can help you.