Where are the low-income home mortgage lenders that actually make home loans to families with low incomes?

Question by Stephen C: Where are the low-income home mortgage lenders that actually make home loans to families with low incomes?
Where are these so-named low-income home mortgage lenders I hear so much hoop-la about? I’ve been searching for months and have yet to find one that actually makes these loans. Most won’t make a loan for less than 100k. Others won’t touch you if your monthly income is less than 2k a month. The knelt won’t touch you unless you have good credit. If your actually low income you can’t afford to buy anything on credit (even if you could find someone to extend you credit), thus your credit is considered poor because you don’t have any credit history. The catch 22.

Best answer:

Answer by katb
If you live in a rural area than look for a bank that does Rural Development loans. Up to 115% financing for low-moderate income. Otherwise look for a bank that does FHA loans.

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