10 responses to “I need a no doc or stated income loan on my personal home that is paid for. I have a fico score in the 800?”

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  Wee_Willie_Winkie December 13th, 2008 at 18:42

  LIONEL

  Any bank should give you this… but NO loan is going to be a “no-doc”…

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  Melissa P December 17th, 2008 at 06:15

  CLEO

  with your score that high, there used to be what was called a stated income/stated asset loan. with the way the laws have changed in the past couple years, i don’t know if it still exists…but that is how we got 0our home. because our credit was so good, they took our word for it when we told them what we made (which was actually the truth…we didn’t want to get more house than we could afford), and there was no kind of verification on it at all. the theory is that if your credit is that good, you don’t want to ruin it by defaulting. like i said though, i don’t know if they still offer that type of loan, but you can talk to a personal banker about it. good luck!

• 

  William December 17th, 2008 at 10:32

  CALVIN

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• 

  Loveth Maxwell December 20th, 2008 at 08:55

  ALI

  Hello every one!
  I am Loveth Maxwell by name, I live in Queenland Aloomba Australia, just a week ago I was in search for a loan of $ 70,000 Dollars, as i was running out of money for
  feeding and my bills. I was scammed about $6,500 Dollars and I decided not to
  involve my self in such business again finally A Friend
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  trial and I am most grateful am I today, I was given a loan amount of $90,000
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• 

  Robin December 22nd, 2008 at 10:04

  AUGUST

  Check it out here. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.

• 

  MomMom8 December 25th, 2008 at 09:30

  LEONEL

  With all the banks’ problems, I have been told there are no longer no doc loans. Without being able to prove an income ( or have a satisfactory one) the only money available is hard money – at 16% interest! I tried to do the same thing – and my HELOC that had no balance and $26,000 available was changed to zero available until I pay for a new appraisal. My friend with over $100,000 available and a 6 digit income had the same experience, with a HELOC also. Now banks are being verrrrry verrrry careful!

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  Joy Anderson December 28th, 2008 at 10:49

  ERNESTO

  I am Joy Anderson i was in need of a loan of $100 000 USD and was scammed by those fraudulent lenders and a friend introduce me to Mr John clarke,and he lend me the loan without any stress,you can contact him at

• 

  Mrsjennifer Lunn December 29th, 2008 at 03:36

  NIGEL

  Hello everyone,

  My name is Mrs Jennifer Lunn and life is worth living comfortably now for me and my family now and every day of my life now, i sit down and smile and thank GOD for saving us because i am a mother of three kids and i my husband encountered a terrible accident in the past that made him suffer from a serious spinal cord injury that have made him to be unable to stand, walk or work and his doctors states that he needs to undergo a delicate surgery for him to be able to walk again and we could not afford the bills for his surgery and his medications costs us so much weekly and i have been solely responsible for the up keep of the family ever since and life felt so hard and it to a point we have no funds for our rent we were about getting evicted from our house by our landlord and we felt so terrible as we could barely eat until one very faithful day, i was browsing through yahoo answers and i came across a loan lender Mr Clarke Williams who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $100,000 USD and we payed our rent and
  did not get evicted from our house and my husband had his surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Clarke Williams and i will advise anyone in genuine and serious need of loan to contact this GOD fearing lender via

  My regards,

  Jennifer Lunn

• 

  Tiffany W December 30th, 2008 at 06:35

  JEFFREY

  WOW, look at all the scams on this page.

  ….anyway, I am 99% positive that you will not be able to get a stated loan. I am in the same situation. My husband and I have a very nice house but I want to move because I do not like the area and it is impossible to do so because we have to go stated. In essence, we might sell our house, but we would not qualify for a new loan, even though we could afford the loan, because of the new laws. So we are stuck.

  An option for you is that depending on how much income you show you make, you could put some money down and borrow whatever the limit is based on your income. It would go off of your DTI (debt-to-income ratio) which is based off your minimum payments. I am not sure what the percentage of debt to income is now, but you could call a lender directly and find out, based on your debt to how much income you show, how much of a loan they would give you, and then you would have to come up with the rest out of your pocket.

  Good luck!

• 

  Faith Dodge December 30th, 2008 at 09:06

  OMAR

  Hello, I am Faith Dodge I live in Hereford Texas in US with my son and daughter David and Emily,my husband died a year ago leaving me and the kids lonely,I am so much in short of cash to pay my bills so I needed to apply for loan online I was scam the sum of 2000usd and I decide not to involve myself with loan online again,but I a friend of mine from Canada introduce me to mr Felix Brown I apply for loan and I was given a loan to pay my bills.So if you are in need you can contact him via email and you will get it without any delay.Thanks and wish you the best of luck.