6 responses to “How do you calculate private mortgage insurance for a home loan?”

• 

  David Z May 1st, 2010 at 04:33

  Jennifer

  About $50.

  But ask lender. it depends upon what % you do put down. Someone who puts down 15% pays smaller premium than a borrower who only puts down 5%.

  If FHA then .0055/12 of loan is monthly premium

• 

  Nally May 4th, 2010 at 08:02

  Ramon

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• 

  golferwhoworks May 6th, 2010 at 21:19

  Nicholas

  it is score as well as loan to value rated. The information you need will be from the desk top origination software. See many PMI company’s are now charging more because all of the foreclosures. Then it also depends on which company underwrites it as well. Not all rates are the same. It also takes into the fact of declining markets as well. The loan officer needs to get quotes as the rates have gone up and up over the last few years.
  I have had 20% coverage that came back so high the clients switched to FHA insured note as it was much more affordable.
  Look at both to make an informed buying choice.
  I am a mortgage banker in TN

• 

  Helen Peterson May 9th, 2010 at 18:53

  Charles

  Hello,

  I live in the US and i really have never seen goodness shown to me this
  much in my life as i am a struggling mum with three kids and i have been going
  through really rough times in my life and my name is Helen
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  from a tree house and the doctors informed me that he needed a surgical
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  and thank GOD it was successful and now, i am okay and living in comfort with my
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  and i decided i will tell it to the whole wild world and i need every one to
  thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family
  even when all hope had been lost and gone and i will say to every one, no matter
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• 

  Morrison May 11th, 2010 at 03:58

  Sue

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• 

  Micheal May 12th, 2010 at 14:33

  Russell

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