New York Resident Retains Score Optimization Systems? Credit Repair Services to Jump Credit Scores Over 100 Points for Home Loan Approval

New York Resident Retains Score Optimization Systems’ Credit Repair Services to Jump Credit Scores Over 100 Points for Home Loan Approval

Loan Approved

New York, New York (PRWEB) November 22, 2011

Jeff Hunt, a New York resident, was referred to S&S Private Capital’s credit Score Optimization Systems division by A Place Called Home Real Estate loan specialist, Kim Brunier when she was unable to get his loan approved based on the much stricter lending guidelines the banks have implemented. With the aid S.O.S. and its credit repair technology, A Place Called Home Real Estate was able to qualify Mr. Hunt for his home loan refinance saving him thousands of dollars in interest charges in the first year alone.

When Jeff was first referred to Score Optimization Systems, he had a mid score of 639, falling just short of the 640 threshold many lenders have set as their minimum FHA credit score requirement. Based on the strict guidelines lenders have turned to, Kim Brunier and her staff were unable to qualify him for his home loan refinance. “I could not believe one single point was keeping me from saving thousands of dollars on my current mortgage.” expressed Mr. Hunt. “S.O.S. not only pushed me above the 640 score requirement, but they increased all my scores above a 740 saving me thousands of dollars in interest making this the very best financial investment I could have ever made!”

S&S Private Capital, Inc. and its S.O.S. – Score Optimization Systems specializes in credit report repair and credit score optimization. In business since 1998, S&S Private Capital, Inc. has assisted more than 25,000 thousand clients like Mr. Hunt all across the country in obtaining their home loans and other financial goals. The credit consultants at S&S not only help their clients in removing negative items and optimizing their credit scores, but they also educate their clients in how to utilize their credit as a tool to obtain all of their financial goals while saving thousands of dollars each and every year in interest overcharges. “Having a great credit rating is the first step in achieving financial freedom and security, but understanding how to utilize your credit effectively is the key to a successful financial future.” stated Gene Schwalen, developer of Score Optimization Systems and CEO of S&S Private Capital Inc. More information about S.O.S. – Score Optimization Systems can be found at http://www.scoreoptimizationsystems.com.

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Related Mortgage Home Loans Press Releases

Is it possible to get a home loan with bad credit?

by The U.S. National Archives

Question by twosis: Is it possible to get a home loan with bad credit?
My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012) We both have good job and bring home about 7000 together each month. We also have around 30,000 saved up for a down payment. Since our income is decent, and we have a down payment (more than 10%) is it likely we will be able to find a home loan for a new home?

Best answer:

Answer by Huba
It may be possible but try to not overextend yourself. Try to get pre-approved before you go house hunting. I recommend a credit union. They usually assume’t charge to run an application through. Home prices are currently falling (slightly) as are interest rates. You may be better off to continue to build up your savings for a few months; make sure you pay off debts but do not fold credit tease (they want to see you have available but not used credit). There are many first time home buyer programs out there which may be just what you need.

Give your answer to this question below!

How can I use my VA home loan Certificate with bad credit and my wife has good credit?

Question by Ron: How can I use my VA home loan Certificate with bad credit and my wife has good credit?
We found a great deal on a great dream home. My wife has been pre-approved for a 150k home. The home we are attempting to buy has been countered at 165k We are prepared to put down 6k. That leaves a 9k gap.I am a veteran and would like to use my VA garantee on the loan if possible to either cover this gap or get 100% financing.

Best answer:

Answer by LinkTheWorld
As far as I know VA doesnt really care about credit. You should be doing a JOINT application with you and your wife, so you can use your VA status for 100% financing.I am sure with your income you would be able to get approved for the 165k or higher even depending on what you bring in.It should not be that hard to add you to the application so call your mortgage person monday morning and tell them what you want to do!Good luck.

Know better? Leave your own answer in the comments!