Spaghetti asked:


I have a mortgage of 200K.I have a first mortgage of 160K at a fixed rate of 5.785% over 30yrs. and the 2nd one’s 40K at 9.00% fixed.Now,the value of my place went up to about 350K in the last 4 years.Should I stay with my current plan or should I re-finance? And if I do,which way should I go? Home Equity loan or Home Equity line?

Phyllis

79T40P asked:


I should move in my new house in july, how long do i have to wait before i can get a home equity loan? or what is my best option for getting 50K?

I will no car notes, no credit card payments, nothing more than my mortgage and bills that are associated with anew how. I have a fixed rate so im not in the whole.

Im just trying to do some research.

Thanks

Ronnie

maico asked:


Hi All,

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You don’t need to look any further for your home equity loan CA or equity line of credit California . Is your interest rate too high? If you refinance your mortgage, you may be able to reduce your rate at MAICO. Do you need extra cash to purchase house then you can get the loan from MAICO. You can Find more information in following links.

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Thanks,

John .



DUDLEY