boricua_2290 asked:


my husband brother in law sign a document for a home, my husband did sign the first loan, but then the deal with the business home group went bad for them and they decided to refinance but this time without telling my husband, in the new loan documents it says that whoever sign the borrower wich is my husband show proper ID and this is a lie because my husband didnt sign anything this time.. the borrower had 11 thousand dollars at closing wich is another lie we didnt get any money.. can we go after this loan mortgage company? should have they check to see if the person who sign the documents was really my husband? when the documents says that the borrrower showed proper ID only it wasn’t my husband who sign? do we hve acase of forgery? do we have a case at all?

ELOY

EARL F asked:


Is there anyway I could refinance my home to get my mortgage and equity loan combined into one payment at the one of the current lower loan rates?

ADOLPH

kubiak422 asked:


We have only had our mortgage for 3 years now.

GARRY

1st American Mortgage asked:


Shopping for a Colorado home loan quote isn’t much different than looking for mortgages elsewhere in the U.S.; however, the housing market in Colorado does present some unique needs. Buyers that work with and in-state Colorado home mortgage company will have an added advantage

Shopping for a Colorado Home Loan Quote

Buyers looking for the best Colorado home loan quote should begin with the basics.

First, gather the information needed to obtain an accurate quote from a professional. Providing as many specifics as possible will give you the most reliable Colorado home loan quote. Providing information about income, debt, and purchase price or refinance amounts will be helpful. Be prepared with a list of goals and questions.

To find reputable Colorado home mortgage lenders, search local ads and online.Make a list of prospective lenders, and then call for an initial consultation. It will likely take a day or two for them to thoroughly go over your information and provide your Colorado home loan quote.

When you shop for a Colorado home loan quote, you will be provided with a variety of terms and options. Your lender will help to decipher these options and fit them to your personal situation and goals to get you not only the best Colorado home loan quote, but also the most affordable Colorado home mortgage payment for you.

The following options represent what you may be presented with:

Adjustable Rate Mortgage – For the first 3-5 years, the ARM works similar to a Colorado fixed rate loan in that the payments will stay the same at a locked interest rate for a specified period. After that initial 3-5 years, your rate will adjust with market rates based on an index. An ARM works well for buyers that want lower payments in the short term and should be considered if you plan to refinance or sell the property in the near future..

Colorado fixed rate loan – The rate you lock in the beginning of a Colorado fixed rate loan is the rate you have for the life of the Colorado fixed rate loan. The Colorado home loan quote you get on a Colorado fixed rate loan will be higher than an ARM Colorado home loan quote, but it’s predictable and will never change predictable and will never change%%. A Colorado fixed rate loan is good if you plan to own your property for a long time. With a Colorado fixed rate loan, you won’t have to stress over interest rate increases.

Colorado jumbo mortgages – Colorado jumbo mortgages are those taken for any amount over $417,000. The Colorado home loan quote for Colorado jumbo mortgages will be slightly higher because of increased risk factors for lenders, but this shouldn’t dissuade you from products for Colorado jumbo mortgages. Very simply, many of the best Colorado home mortgages fall into the ‘jumbo’ category, and there is no other way to obtain such a property.

Like a standard Colorado home mortgage, Colorado jumbo mortgages come with options like variable ARMs and Colorado fixed rate loan 15-30 year terms. Shop for jumbo loans as you would a conforming loan. The same basic rules apply - short term ARMs have better rates than a Colorado fixed rate loan, but in the long term, the Colorado fixed rate loan is better.

Whether you’re shopping for an ARM or Colorado fixed rate loan with 30 year jumbo mortgage rates, the key is to find a reputable Colorado mortgage company you can trust to deliver the Colorado home loan quote as quoted. Particularly if you are locking into a 30 year Colorado fixed rate loan, you want good rates and reasonable fees. Several Colorado mortgage brokers have experience with 15 and 30 year jumbo mortgage and finding one will be well worth your effort.



STEVE

boo boo asked:


this is the second time, I am stuck in a high mortgage because my daughter was suppose to help me pay and she left me with this high mortgage. I live in Waterbury, ct. and need help. I not sure if I can refinance because I have been here less than 2 years. I have been out of work for a month and a half and going into surgery tomorrow. Please could you give me some advice as to what to do.

ADAM

chibcha asked:


My 1st mortgage has a fixed interest rate and a 2nd mortgage that is a Line of Credit with a variable interest.
I don’t need more cash I just want to get rid of the second mortgage w/ variable rate !!

LON

Jewela W asked:


I work for All Choice Home Mortgage and I want to know how I can get more prospective clients. who need home loans or would like to refinance.

ELLIS